Lease Options
Explained


Learn how real estate investors can control properties today,
create multiple exit strategies, and potentially buy later—
without purchasing the property upfront.

âś“ How a lease option actually works
âś“ Why sellers agree to flexible terms
âś“ How investors structure the exit

LEARN HOW LEASE OPTIONS WORK ↓
LEASE OPTIONS 101

What Exactly Is a Lease Option?

 
A lease option combines two separate agreements that work together—one gives you control of the property today, while the other gives you the right to purchase it later.

Lease option explained as a lease agreement combined with an option to purchase

LEASE

Control the Property Today

The lease establishes the terms for controlling and using the property for an agreed period of time.

Lease option explained as a lease agreement combined with an option to purchase

OPTION

The Right to Buy Later

The option gives you the right—but not the obligation—to purchase the property according to agreed terms.

Put them together, and you have a strategy that can let you control a real estate opportunity today without purchasing the property upfront.

So how does an actual deal work? ↓
HOW IT WORKS

How a Lease Option Deal Comes Together


A lease option isn’t just about signing an agreement. The opportunity starts with finding the right seller, understanding their situation, and structuring terms that make sense for everyone involved.

Find Seller

Look for a seller whose situation may make flexible terms more important than cash today.

Negotiate

Work through price, upfront amount, monthly payment, and timing. 

Control

Use properly structured agreements to control the property without buying it immediately.

Exit

Choose the right exit strategy before moving forward with the deal.

The key is not simply getting a seller to say “yes.”

The numbers, terms, timeline, and exit strategy all have to work together.

Why would a seller agree to this?↓
Homeowner considering a lease option for a suburban property
WHY SELLERS SAY YES

Why Would a Seller Agree to a Lease Option?

 

A lease option isn’t the right solution for every seller—and that’s exactly the point. The goal is to identify sellers whose situation may make flexibility, time, or monthly payments more important than receiving all cash today.

The Right Situation Can Create the Opportunity


Expired Listing- 
The property was listed for sale but didn’t sell, and the seller may now be open to another solution.

Vacant Property- An empty house can still mean mortgage payments, taxes, insurance, utilities, and ongoing maintenance.

Tired Landlord- Some landlords are ready to stop dealing with tenants, repairs, vacancies, and property management.

Real Estate Deals Evolve From Situations

Your job isn’t to force a lease option onto every seller.

It’s to understand what the seller is trying to accomplish and determine whether a lease option can solve their problem while still creating a deal that makes sense for you.

Next: Where can the profit come from? ↓
THE PROFIT OPPORTUNITY

Three Potential Profit Points in a Lease Option

 

One of the things that makes a properly structured lease option unique is that there may be more than one opportunity to create profit. Depending on the deal, an investor may be able to create income upfront, monthly, and on the back end.

Upfront profit opportunity in a lease option deal

Upfront

Potential Profit at the Beginning
Depending on the deal structure, you may be able to receive money upfront when placing a tenant-buyer or transferring your interest.

Monthly cash flow opportunity from a lease option

Monthly

Potential Cash Flow Along the Way
If the monthly amount coming in is greater than your underlying payment and expenses, the difference may create ongoing cash flow.

Back-end profit opportunity when a lease option property is purchased

Back End

Potential Profit at the Final Exit
If you negotiate favorable purchase terms, there may be additional profit when the property is eventually purchased or the deal is exited.

Not Every Deal Has All Three. What matters is that the overall deal makes sense.
Next: How do you know if the deal actually makes sense? ↓
THE DEAL TEST

Not Every Lease Option Is a Good Deal


Before I move forward, I want to know whether the value, monthly payment, timeline, buyer qualification, and eventual purchase all make sense.

Lease option deal scorecard evaluating value payment time buyer and exit
1. Does the Value Make Sense Today?

The purchase price needs to be supported by the property’s current value—not just where everyone hopes the market will be later.

2. Does the Monthly Payment Work?

The monthly numbers have to leave enough room for the deal to make financial sense after your obligations and expenses.

3. Is There Enough Time?

A short agreement can create unnecessary pressure. The timeline needs to give you enough time to execute the exit strategy properly.

4. Can the Buyer Realistically Qualify?

If your exit depends on a tenant-buyer eventually obtaining financing, that buyer needs a realistic path to becoming mortgage-ready.

5. Will the Final Purchase Be Financeable?

Even if the buyer qualifies, the property still has to support the final purchase price when a lender orders an appraisal.

A CREATIVE STRUCTURE DOESN'T FIX BAD NUMBERS

Next: The three questions I use to start structuring the terms ↓
STRUCTURING THE TERMS

Lease Options Don’t Have to Be Complicated


After more than 25 years of structuring real estate deals, I’ve found that many lease option negotiations eventually come down to three important questions.

How Much Upfront?

The amount a seller needs today can have a major impact on whether the deal works and how you structure the opportunity.

1: UPFRONT

How Much Per Month?

The monthly payment has to work for the seller while still leaving enough room for the deal to make financial sense.

2: MONTHLY

How Long?

 The amount a seller needs today can have a major impact on whether the deal works and how you structure the opportunity.

3: TIME

UPFRONT + MONTHLY + TIME = THE TERMS

Those three answers tell me whether there’s a lease option worth pursuing—and how the terms might be structured.

Next: See how the complete Lease Option process fits together ↓
FROM KNOWING TO DOING

Knowing What a Lease Option Is Isn’t Enough


Understanding the strategy is a great start. 
But when a real seller is on the phone and a real property is in front of you, you still have to know what to do next.

That means knowing how to:

FIND

TALK

ANALYZE

STRUCTURE

CONTRACT

EXIT

Those are the big-picture phases. But what exactly do you do first, second, third—and all the way through the deal?

10 EXECUTABLE STEPS

My Roadmap from Lead to Exit

 

01 — 02 — 03 — 04 — 05 — 06 — 07 — 08 — 09 — 10

From finding the opportunity to talking with the seller, analyzing the deal, structuring the terms, completing the agreements and executing your exit.

SEE THE COMPLETE 10-STEP SYSTEM →
Lease Option Mastery course teaching Chris Goff's 10 Executable Steps | REIRemix
PROOF IN PRACTICE

What Happens When You Have a Process to Follow

Lease options can feel complicated when you’re trying to piece everything together on your own. The goal of Lease Option Mastery is to give investors a clear process they can understand, follow, and apply to real opportunities.

Chris Goff Testimonial Lease Option

Van Ward

"I will net $10K on this lease option deal, and it was your program that gave me the confidence to get off my backside and just do it."

Chris Goff Coaching Student Testimonial Lease Option

Julia D.

"I bought a cash-flowing rental and closed on a lease option deal that generated $10,000 on day 1. Highly recommend!"

Chris Goff Coaching Student Testimonial Lease Option

Bridget Hendrix

"I just completed my first lease option deal and walked away with $23,600 in total profit."

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Get a straightforward introduction to lease options and learn the fundamentals behind finding opportunities, working with sellers, structuring terms, and evaluating whether a potential deal makes sense.

Free lease option guide for real estate investors

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FREQUENTLY ASKED QUESTIONS

Still Have Questions About Lease Options?


Here are answers to some of the most common questions investors have when they’re first learning how lease options work.

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